Hello! I’m
Frederick
Hogsett, Jr.
Investment Principal, Regional Leader
Where’s The Money? Issue #14 – Part 3 – Retirement Plan Options for Small Business Owners; SIMPLE IRA – A low-cost plan built for businesses with employees
Are you excited about 912 Day in Savannah? There is so much to celebrate in our area. We will talk about that more at the end. In the last issue, we looked at the SEP IRA, which, abbreviated, stands for the Simplified Employee Pension Plan Individual Retirement...
Live Like Locals Latinos: Our Community Now Speaks Spanish, Too
Live Like Locals is now publishing in Spanish. Meet Live Like Locals Latinos, our embajadoras, and Enlace Latino, the new Spanish-language video series.
Why Customers Don’t Always Choose the Cheapest Option – Small Business Tips From KP3.com
One of the biggest misconceptions in small business is that customers are always looking for the lowest price. If that were true, luxury brands wouldn't exist. Local boutiques couldn't compete with big box stores. And premium service providers would constantly lose...
About me
Empowering families through financial education, leadership, and community connection
Frederick Hogsett, Jr. is a financial consultant and regional leader with nearly 30 years of experience helping families, small businesses, and nonprofits build stronger financial futures.
Frederick is an experienced financial services professional with almost three decades of work in personal, small business, and nonprofit consulting. Through PFS & PFS Investments, he provides complimentary financial needs analyses to families and small business owners while helping clients work toward greater protection, less debt, and long-term financial independence.
He also leads and trains a team of financial services professionals across multiple states, teaching financial products, compliance, and regulations. Frederick is especially passionate about helping middle-class families earn more, become properly protected, eliminate debt, and prepare for the future. His work includes specialization in small business retirement plans and employee benefit strategies that support retention and create tax advantages.
In addition to his consulting work, Frederick presents Financial Wellness Workshops at no cost for families, schools, organizations, and businesses. He has also helped implement Crown Financial Ministries in South Carolina churches, combining practical education with Biblical financial principles to serve communities in a meaningful and accessible way.
Frederick and his wife, Vonte’, recently moved from Columbia, South Carolina, to Savannah, where they look forward to planting a new office and giving back to the local community. Together with their children and grandchildren, they remain active in church leadership, community life, and building relationships that last.
Get to know Frederick
Business behind the brand
At PFS & PFS Investments, Frederick leads with education, service, and a deep commitment to helping people make confident financial decisions. His approach is built around clear guidance, practical planning, and personalized support for families, entrepreneurs, and organizations.
Whether he is conducting a financial needs analysis, leading a workshop, or mentoring other professionals, Frederick focuses on helping people create stability, strengthen their future, and understand the tools available to them.
Beyond the Numbers
Outside of work, Frederick enjoys fishing, golfing, running, attending track meets, listening to live music, and gardening. He also loves connecting with the community through local favorites like the Savannah Riverfront, Hutchinson Island, Vic’s on the River, and high school and college track events.
Why Frederick Loves Live Like Locals
Frederick sees Live Like Locals as a meaningful part of building strong, thriving communities. He appreciates the mission, the down-to-earth leadership behind it, and the opportunity to support a platform that helps people connect with local businesses and local experiences in a more intentional way.
As an ambassador, he plans to use his years of radio experience and community involvement to help promote events, support small business growth, and strengthen the grassroots energy that makes local communities flourish. For Frederick, being involved means helping others discover, support, and invest in the people and places around them.